Grants & Down Payment Assistance
You May Be Closer to Owning Than You Think
Many people who believe they are stuck renting actually qualify for programs that can significantly reduce the cash needed to buy a home. Down payment assistance, closing-cost grants, and first-time-buyer programs exist precisely to help renters make the leap to ownership, and most people never explore them.
Programs That May Help
- Down payment assistance (DPA) programs, grants or second loans that help cover your down payment.
- Closing-cost assistance that reduces the out-of-pocket cash needed at the closing table.
- First-time and first-generation homebuyer programs offered through state and local housing agencies.
- Special loan products for eligible buyers, including options with lower down payments.
How I Help
I work with a network of reputable, licensed lenders and loan officers who specialize in these programs. I can introduce you to the right lending professional who will review your eligibility, walk you through the numbers, and help you compare options, so you can see, in real terms, what buying could look like for you.
Chris Nikolaenko is a licensed California real estate salesperson (DRE #02076232) with Coldwell Banker Realty. This page is for general information only and is not a commitment to lend or a guarantee of any grant, program, or financing. Down payment assistance and grant programs are offered by third-party lenders and government or nonprofit agencies and are subject to eligibility requirements and availability. All loans are subject to credit approval. I do not receive any fee, kickback, or compensation for referring you to a lender. You are free to choose your own lender or program.
Ready to discuss your situation? Contact Chris Nikolaenko directly at chris.nikolaenko@cbrealty.com or call/text (650) 640-9777.
