Buyer & Seller Toolkits

Five quick calculators to help you plan your next move. These tools give you well-informed estimates for conversation purposes. For numbers you can rely on for an actual transaction, reach out and I will run the exact figures for your situation.

Amortization Calculator

See your monthly payment, total interest, and loan balance over time, with a compact yearly summary by default and the full monthly schedule available on demand.

Loan Amount ($)Interest Rate (APR %)Term (years)

Affordability & Pre-Approval Estimator

Get a ballpark of how much home you may be able to afford based on standard lending guidelines.

Annual Gross Income ($)Monthly Debt Payments ($)Down Payment ($)Interest Rate (APR %)Term (years)Property Tax Rate (annual %)Home Insurance (monthly $)HOA Dues (monthly $)Front-End DTI Target (%)Back-End DTI Target (%)

Rent vs. Buy Comparison

Compare the true cost of renting against buying over time, factoring in equity, appreciation, and rent growth.

Current Monthly Rent ($)Home Price ($)Down Payment ($)Interest Rate (APR %)Term (years)Property Tax Rate (annual %)Home Insurance (monthly $)HOA Dues (monthly $)Annual Maintenance (% of value)Annual Home Appreciation (%)Annual Rent Growth (%)Years to Compare

Closing Cost Estimator

Estimate typical closing costs as a buyer or seller. Actual costs vary by county, lender, and negotiated terms.

Home Price ($)I am the

Multifamily Investment Calculator

Estimate cap rate and cash flow for a small multifamily rental property.

Purchase Price ($)Number of UnitsAverage Rent per Unit (monthly $)Down Payment (%)Interest Rate (APR %)Term (years)Vacancy Rate (%)Annual Property Tax ($)Annual Insurance ($)Management Fee (% of rent)Other Operating Costs (% of rent)

Want help running your own numbers, or ready to talk through what these estimates mean for your plans? Reach out anytime at (650) 640-9777 or chris.nikolaenko@cbrealty.com.

HELOC / Home Equity Calculator

Estimate how much equity you may be able to access through a home equity line of credit. Lender limits and rates vary; this is an illustration, not an offer of credit.

Home Value ($)Current Mortgage Balance ($)Max Combined Loan-to-Value (%)Illustrative HELOC Rate (%)

How Much Rent Should I Charge?

A quick starting estimate for monthly rent based on property value. Actual market rent depends on local comparable rentals, so treat this as a rough guide only.

Property Value ($)Property Condition

Refinance Break-Even Calculator

See how long it takes for monthly savings from a refinance to cover the closing costs. Payments compared on the same loan term for a like-for-like view.

Loan Balance ($)Current Rate (%)New Rate (%)Loan Term (years)Refinance Closing Costs ($)

Moving / Relocation Cost Estimator

A ballpark estimate of professional moving costs by home size and distance. Quotes from movers will vary with season, access, and services chosen.

Home SizeDistanceProfessional Packing

Move Meter

Curious how your city stacks up against another? Coldwell Banker's Move Meter compares cost of living, home prices, climate, and more between any two locations in the U.S.

Open Move Meter